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Pro-Gun Rights Essay - 2086 Words

â€Å"Shall Not Be Infringed† â€Å"When Governments fear the people, there is liberty. When the people fear the government, there is tyranny.† (Beck 35). This quote is from one of the greatest men in the history of the United States of America, Thomas Jefferson, the father of the Declaration of Independence, and the third President of the United States. The validity of his statement is not only historical, but as pertinent today as it was when spoken anew. It is learned in schools across the nation, although the importance of the words depends on the teacher, school, and region of the country. During the revolutionary period, King George learned this same concept the hard way, â€Å"†¦an armed populace is a populace that will not be pushed around.†Ã¢â‚¬ ¦show more content†¦Investigating all ten of the amendments to the Bill of Rights, only the second specifically ensures that this be expected. The only true power that the people of a nation can have over their government is the ability t o remove it if it becomes more powerful than the people. This is a belief that is continuously defended or confronted around the world and throughout history. Unfortunately, when the people have an army standing between them and the government, the means to fight become very important, albeit difficult. The federal government of the United States, when they attempt to create laws on gun control, does not have the law on their side. Thanks to the founding fathers of the United States, this right is ensured through time. They understood that any form of government can become corrupt and eventually the people will need a legal way to ensure that they can take back their personal liberties if it becomes necessary. In the period of time before the United States became the young country it is today, in order to secure and protect established borders, the colonists were in need of the assistance of the standing army of King George, the British Red Coats. As soon as the colonists decided to revolt excessive taxation and other mandates being imposed on towns and states,Show MoreRelatedA Pro Gun Rights Activist1621 Words   |  7 PagesOn the 8th of March 2016 Jamie Gilt, a pro-guns rights activist was shot in the back by her four year old child. She had previously developed an online presence where she claimed that guns were not only safe around children but absolutely necessary for their protection. She argued with commentators on her Facebook page ‘Jamie Gilt for Gun Sense’ that children should be taught to use guns and the day earlier posted â€Å"Even my 4 year old gets jacked up to target shoot with the .22†. She had left a loadedRead MorePro Gun Control Debate: Our Right to Safety Essay885 Words   |  4 PagesPro Gun Control Debate: Our Right to Safety Many arguments for and against gun control in our country revolve around the second amendment. Unfortunately the majority of those arguments are based on an individual’s perception of what the second amendment means. The second amendment was adopted into the United States Bill of Rights in 1791, which was 222 years ago. The second amendment states, â€Å"A well regulated Militia, being necessary to the security of free State, the right of the people to keepRead MoreEvolution of Gun Culture in America933 Words   |  4 Pagesmodern and contemporary culture is a rapidly changing trend, whereas the deeper culture of political values and beliefs change more slowly. This is the case with what is termed as the gun culture in the United States of America. The gun culture in America is predominantly divided into the ‘pro-gun right group’ and the ‘pro-gun control group’. These two groups contend against each other for social and political resources, and thi s is struggle that is infamous in the contemporary American culture. Each groupRead MoreThe Issue Of Gun Control Laws1407 Words   |  6 Pagesno exact definition of mass shootings, but most sources believe it is when four or more people are shot in one location. Citizens in America are easily able to obtain a gun and the growing issue is whether this should change and stronger laws in place. Although citizens believe gun control laws take away second amendment and right to protect themselves, mass shootings are increasing yearly and action needs to happen to prevent the next attack. America’s at a high with the country beingRead MoreGun Control Is Needed1472 Words   |  6 PagesGun Control Is Needed Regulation of guns is a necessary action that needs to be taken in order to save lives. A good definition of gun control is needed to understand the sides and issues. Gun control is an effort to stop the rise in violent crime by strengthening laws on the ownership of firearms. Persons in the group against gun control believe that gun control is wrong, and that it is a violation of constitutional rights. Those in favor of gun control believe that gun control is goodRead MoreGuns, Ammunition And Its Negative Effects On Society944 Words   |  4 PagesIssue Question: can the availability of guns, ammunition and its negative effects on society be a thing of the past? Claim: An analysis of the United State gun culture reveals their negative effects on society. Thesis paragraph: In the wake of recent killings and mass shooting in sandy hook and other locations across the country and communities, there has been public cries for the need for stricter gun laws and regulations. Gun violence has become a major problem facing the country. Day inRead MoreThe Debate Over Gun Control1732 Words   |  7 Pages The topic of gun control has become very popular in recent years as there is now more controversy than ever about the role that guns play in today’s world. I have come to be interested in this topic because it seems like not a day goes by anymore where there isn’t a newspaper published with an article slandering either the pro or anti gun control activists. Going into this topic, I was assuming that I would end up reading about a lot of school shootings and how it is just guns that are causingRead MoreDemocrats Vs. Republicans 20161324 Words   |  6 Pagesthings you might disagree with but they might have things you like, yo u should vote on the one you think is the lesser of two evils based on them and not a bias opinion. I took the time to find where they stand on three topics, immigrants, abortion, and guns. There are many more issues that they stand, I just want to give you a general idea so you can vote when you’re educated on the topic. Here are the candidates and where each individual stands. Hillary Clinton is a democrat. She want to make it soRead MoreThe Battle Of Gun Control847 Words   |  4 Pages Gun Control  refers to laws or policies that regulate the manufacture, sale, transfer, possession, modification, or use of firearms in order to  control  crime and reduce the harmful effects of violence. (http://definitions.uslegal.com/g/gun-control/) US Legal Definitions. The gun control debates and issues started hundreds of years ago. First, in 1873 the State of Georgia passed a law to ban handguns and this law was thrown out, because it was ruled unconstitutional. Second, in 1865 several SouthernRead MoreGun Rights And Gun Control1405 Words   |  6 PagesGuns right now in the nation of the United States of America are at the center of a heated debate on how they should be handled. With Civilians and politicians alike arguing over how they should be regulated we have many arguments for the pros and cons of both sides. Gun control is now one of the most talked about subject in the country due to the vast amount of mass murders and school shootings that have been taken place in recent years. However, even with all this gun violence taken place it seems

Accounting Superannuation in Australia

Question: Describe about the Superannuation in Australia. Answer: Introduction In Australia, superannuation refers to accumulated funds arrangement made by people in Australia to provide them retirement income. This is encouraged by the Australian government and supported with other tax benefits. Australias superannuation system is ranked with number three in the world lagging behind by Netherlands and Denmark only (Copy of home (2016)). There is a minimum standard set by the government for contributions as well as for superannuation fund management for employees. Contributions have to be made by the employer for employees a part from the salary and wages provided to the employees. Australian retirement 3 pillar system is (Australia's three-pillar system 2016): This contribution was 9.5% since July 2014 but is proposed to increase up to 12% from 2019((APRA) 2014). Tax concessions are also focused to attract for voluntary concessions. Retirement age which is currently 65 years for males and 64 years for females is to be increased to the age of 67 years. But veterans would get benefit before five years from civilians. These elements are subject to change if: Employers are ready to pay a higher percentage than a government has decided.(large companies, a good employer) Employees are eager to pay pre-tax contributions from their wages and salary packages. After tax contribution is also a way to contribute, which is $1, 50,000 cap a year or $450,000 in a period of three years. Government contributing a higher of up to $1,000 a year for low income groups. Current superannuation scheme in Australia was launched in 1992 July according to which all employers have to contribute for retirement scheme of their employees. It was started with a percent of 3% of the wages of the employees, But currently it is 9% (APRA 2016). History of superannuation funds It was first came in existence in 19th century in Australia. Superannuation was very common t use in 19th century which directly refers to the retirement benefits or we can say pension schemes. In most countries it is refereed as private pension which is known as superannuation by Australians. It is not very clear why pension is termed as superannuation in Australia but is different from what is provided by the private parties and what is provided by government as age pension. It could be stated as what the retirees get after a longer period of working life an employees gets in lump sum. Firstly it was provided by bank of Australiasia in October 1842, which was available upto 1940s the benefit of superannuation was available only to males, public sector group employees of large companies. Employer provided a small amount of benefit only and that was also not very compulsory. After 1974, 32.2% of salary and wage earners were considered for superannuation out of which 40.8% were male and only 16.5% were females. At that time superannuation was provided in the form of defined benefit funds. In order to make superannuation a universal approach, ACTU came in form and attached with the government and it was announced to pay 3% of wages and salaries of employees as superannuation by the employer to his/her employees. It changes many of lives of employees in Australia but not of all. This submission was made by in accordance to some supporting arguments: First implication was that, the workforce and population is getting old. Positive effects of last retirement benefits. Wide disparity existing in the economy as most of the population was not covered under superannuation schemes only large income groups, and male populations are getting these benefits. It was proposed that females and low income groups are also entitled to get these benefits. Size of superannuation funds Superannuation funds were $2,046 billion at the year ending 2015 in December quarter which was slightly high from the last one (Superannuation Statistics 2016). It was nearly $1 billion in March quarter of 2015 which was just increased by 6.1% at December end of the year (Works, S. (2016). Total assets were $449 billion in December 2015 which was 14.3% more from the last year. Superannuation 2016 statistics Feb 2016 Overview Type of fund Total assets ($billion) No. of funds No. of accts (June 15) Corporate 54 36 0.3 million Industry 446 43 11.3 million Public sector 354 38 3.5 million Retail 541 148 13.8 million Funds with less than 5 members 597 568,943 1.1 million Balance of statutory funds 56 Total 2,046 30.0 million Manner of investment (funds with more than four members) Manner of investment $ billion Directly invested 480 Placed with Investment Managers 677 Invested in Life Office Statutory Funds 195 Total assets 1,352 Funds with more than four members Dec quarter 2015 $ million Employer DB contributions 3,539 SG contributions 13,858 Salary sacrifice 2,009 Member contributions 5,162 Net rollovers to SMSFs 1,740 Lump sum benefits 8,157 Pensions 7,544 Contributions taxes 2,469 Earnings tax 986 Operating expenses 1,609 Net earnings 36,255 Net growth 41,586 Asset allocation (funds with more than four members) Asset class Amount ($billion) % Cash 166 12 Australian fixed interest 183 14 International fixed interest 96 7 Australian listed shares 317 24 Listed property 45 3 Unlisted property 71 5 International shares 295 22 Infrastructure 61 5 Hedge funds 24 2 Unlisted equity 62 5 Other 31 2 Total 1,352 100 MySuper funds Characteristis Amount($billion) % Cash 37 8 Australian fixed interest 51 11 International fixed interest 27 6 Australian listed shares 97 22 Listed property 9 2 Unlisted property 34 8 International shares 115 26 Infrastructure 32 7 Hedge funds 0 0 Unlisted equity 27 6 Other 15 3 449 100 Various sector of superannuation funds Types of superannuation funds In Australia there are around 500 types of superannuation funds currently operating. 362 out of 500 have total asset of greater than $50 million. Funds are totalled of $2.05 trillion in March 2015(Ato.gov.au. 2012) Superannuation fund assets My super This fund offers a new type of account. This will replace the default accounts will super funds accounts. It can be one chosen by the employee or the employer. It offers Easy features Cheap fees Single stage investment options Retail funds These funds are run by banks or some investment companies. Anyone can join retail funds and can have a various options to invest. These are usually of low but are offered in low to high at every range. Industry funds There are around 5-15 investment options available to the employees Funds are accumulated Long term investors can gain defined benefits These funds are available at low fees. Self managed super funds SMSFs come with self managing control on funds but with more responsibility as well as workload. This is suitable for people who have super skills to manage financial and legal terms (McIntyre, T.M. (2016). It is the largest of all funds with 99% of the total number of funds (RiceWarner 2014). SMFs property investment SMFs allow to purchase real estate in residential sector ( Ambachtsheer K., Capelle R., Lum H., (2006) Individuals can withdraw superannuation fund when he fulfils all the conditions laid down by schedule 1 of superannuation industry regulation 1994(Journal of Applied Finance, Spring/Summer 2008.) Importance of superannuation and expected Growth in superannuation assets Australians are going to live a healthy and longer life that means you will need a big fund after your retirement. People cannot only rely upon pension schemes. In Australia if you are working under someone then your employer will contribute 9.5% of your salary a part from your salary to your superannuation guarantee fund, fund the one which is chosen by you or suggested by your employer or financer. Retirement could last a long Pension could not be sufficient Insurance cover Great tax benefits Expected growth in fundsCountry is expecting a rapid growth in superannuation assets from now to 2035 in various sector corporate, self managed, public sector, industry, retail, and retail employer sponsored sectors (Choonara, J. (2009),). Challenges being faced by: Long term growth of Australia hinders on productivity performance. Key drivers are competition and innovation (OECD (2006). There are various gaps to the system. Sustainability: climate change and other environmental issues like water issues demonstrates bio-physical forces that are big challenges to be faced in near future. Technology advancement: world is getting digital. There is a rapid transformation in technology day by day that cannot be predicted. Demographic shift: Australias population is getting older and our focus is old people of aged above 65 years which is going to be rise from 13.5% to 22.7% in 2050. Health care facilities, and other amenities is a big challenge. Shift in global economic weight: middle class population in Asia pacific is expected to grow very fast, so this is a big challenge to overcome. Some short term challenges are: Volatility in world economy Structural change Productivity Fiscal unsustainability Australia has faced global financial crisis in 2007. But Australia was the least escaped country all over the world. Australian banking sector was also very less affected. Rather there have been continuous fall in financial companies from market practices and investment funds. Again in 2009 market fall by 41% from the peak point of November 2007 creating huge losses for investors and pension fund sector (APRA 2007). Australia was the second biggest issuer of pension securities and funds. Problems of investors protection arrangement and margin lending were mentioned in order to failure of the market. Many funding banks faced fall in goodwill as they were not sufficient to provide funding and not providing services. There were many reasons of continuous financial crisis. Firstly the crisis was neglected by the economists. Secondly, there were many issues which remain unsolved among economists and political leaders (APRA 2009). Recommendations Setting clear objectives for the system of superannuation: Government should focus to develop such system to strengthen the objectives of the superannuation guarantee scheme within the law of government in 2016(Treasury 2001). Improving efficiency: By the end, government must intend to introduce a system which works efficiently and effectively with allocating new employees or staff to fund schemes. Choice of funds: Government should extend the choice option of fund to more employees even to those who cannot choose their option of superannuation funds due to some legislation rules. Retirement income: Government should progress the retirement income of the employees and support the CIPR (comprehensive income products for retirement). Member engagement: Government should agree practicable and cost effective fund schemes for superannuation of employees. Financial advice: Financial interest of firms and consumers should be aligned Government should focus to use a differ approach for superannuation schemes with life insurance firms. Government should propose to support retail life insurance industry with legislation and regulatory firms. Government must support Australian securities and investment commission after going through structure of remuneration in mortgage and broking sectors. Professional advisers issuance: Professional advisers will be developed by the legislation in 2016 by giving them adequate qualification, and professional training. Financial advice: General advice should be provided to consumer in order to alleviate misunderstanding. Legislations needs to be developed to financial advisers and mortgage brokers. References: OECD (2006), Guidelines on Pension Fund Asset Management: Recommendation of the Council. ABS.(2007).Employment arrangements, retirement and superannuation, Australia Apr to Jul 2007 (Re-Issue). (Cat. No.6361.0).Canberra, Australia:Australian Bureau of Statistics. .(Accessed: 20 May 2016) ABS.(2009).Employment arrangements, retirement and superannuation, Australia Apr to Jul 2007 (Re-Issue). (Cat. No.6361.0).Canberra, Australia:Australian Bureau of Statistics(Accessed: 20 May 2016) The Treasury.(2001).Towards higher retirement incomes for Australians: A history of the Australian retirement income system since Federation.Canberra, Australia:The Australian Government the Treasury(Accessed: 20 May 2016).

Universal Health Care

Introduction The United States national health care is in need of reforms due to the spiraling cost of health care and around 46 million Americans are not insured, while several other millions are underinsured. During the 2008 presidential elections, the issue of health reforms was among the top priority issues in all campaigns.Advertising We will write a custom coursework sample on Universal Health Care specifically for you for only $16.05 $11/page Learn More The United States directs a lot of money to healthcare, although the life expectancy of women and the infant mortality are similar to those of other developed nations (Kaiser, 2009). Public Opinion After being elected as the president, Obama and the democrats came up with elaborate health reforms aimed at creating a universal healthcare system in United States. The program packaged as an economic stimuli entailed a public insurance modeled after Medicare, whereby all legal residents of the United S tates below 65 years lacking access to insurance coverage in their workplaces or any Medicare at all, would be in a position to buy a health plan from the National Health Insurance ran by the government (Gelman, Lee and Ghitza, 2010). The healthcare plan was to be financed by money collected from taxes meaning that citizens would be paying higher taxes to ensure all Americans have access to health insurance. A poll carried out by Associated Press running from September 2009 up to March 2010 found out that 40 to 50 percent of Americans whose opinion was sought, opposed the public health plan (Gelman, Lee and Ghitza, 2010). Most of those opposed to the healthcare plan were republicans and those with strong conservative views. The opposition to the health care reforms stems from the public opinion that the present medical industry is doing well as it is fuelled by consumer choice and competition. By implementing a universal health care, many people argue that the capitalistic and democ ratic foundation of the United States economy that has been in place ever since its establishment would be threatened.Advertising Looking for coursework on health medicine? Let's see if we can help you! Get your first paper with 15% OFF Learn More Success of the universal health plan can only be achieved by a change in opinion at an individual, organization and community level. According to National Institutes of Cancer, health programs that are successful use strategic planning and deeply understand the health problem targeted and the environment in which they are found (Croyle, 2005). This means that those formulating the universal health plan should have educated the diverse American population on its complexities and its benefits, to win over the public opinion. Success of Canada and Germany Universal Health Unlike the US, Germany and Canada have successful universal health plans, with Germany using a multiple-payer plan. The Germany and Canadian governments pay h ealthcare cost for every person from the taxes collected and also set all fees charged by doctors and hospitals, making healthcare affordable. The success of the universal care in Canada can be attributed to the positive public opinion of the country’s citizens. A public opinion carried out in 2005 showed that 85 percent of Canadians were of the opinion that scrapping off the public health care would result in a fundamental change in Canada , than eliminating the other six policies stated such as concluding peacekeeping missions or abandoning the official languages of Canada; French and English (Soroka, 2007). During this survey, 87 percent of the respondents viewed the elimination of the universal health plan as negative, validating the strong public support of the Canadian health plan (Soroka, 2007). Apart from this, most Canadians cited healthcare as the most essential problem to the country. They also overwhelmingly voted health care as the most important policy issue to the country during the opinion poll, showing that Canadians have continuously showed interest in their health care. The Communications Canada polling report of 2002 that captured the responses of prioritized issues against the government performance showed that healthcare was the highest prioritized policy issue and the government got the lowest ratings on the same.Advertising We will write a custom coursework sample on Universal Health Care specifically for you for only $16.05 $11/page Learn More A thorough analysis on the public opinion of the healthcare system carried out in 2002 by Matthew Mendelssohn of Queens University and the report later on handed over to the Romanow commission, showed that Canadians tremendously supported the universal healthcare (Soroka, 2007). According to the report, Canadians also raised concerns about the sustainability and quality of healthcare and urged the government to put more effort so as to improve the system. The government responded to the public concerns raised in the Romanow commission report by implementing some reforms such as formulating the 10 Year Plan to Strengthen Health Care during a ministers meeting in 2003. The success of the Canadian universal plan can be attributed to the constant concerns raised by citizens, the positive public opinion, as well as their continued confidence with the health care system (Soroka, 2007). References Croyle, R. (2005). Theory at a glance: a guide for promotion (Second Edition). National Cancer Institute, Washington DC. Gelman, A., Lee, D., Ghitza, Y. (2010). Public opinion on health care reform. Columbia University, New York. Kaiser, H. (2009). National health insurance: a brief history of reform efforts in the U.S. Kaiser Family Foundation, California. Soroka, S. (2007). Canadian perceptions of the health care system. Health Council of Canada, Quebec.Advertising Looking for coursework on health medicine? Let's see if we can help you! Get your first paper with 15% OFF Learn More This coursework on Universal Health Care was written and submitted by user Ezra Burch to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.